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Umbrella or Excess Liability Policies

No one ever expects to be faced with a million-dollar lawsuit, but it happens. A Personal Umbrella Endorsement offers you and your family additional liability protection over the basic coverage provided by your automobile, homeowners or boat policy. $1 million to $5 million limits are available.


Boats, Valuable Items and other special items!

No matter what the type of property or risk, here at Sumner & Toner, we will try to find the most comprehensive insurance policy to fit your need. Jewelry, Furs, Fine Arts, Silver and other types of high valued property can be insured separately for a specific limit. An endorsement to the basic Homeowner, Tenant and Condominium policy provides broader coverage and eliminates the deductible. Please contact one of our Specialists, at either location, and we can discuss the type of property you need to insure even if it is your favorite set of Golf Clubs, Jewelry or Figurine.

Other Personal Lines

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